After closing
What clients said once it was over
Collected from a survey sent to every borrower after funding. The four-star ones are here too, because a wall of fives tells you nothing.
4.9
from 1,284 closed-file surveys
Collected from post-closing surveys sent to every borrower since 2009. Sample figures for this demonstration site.
Rohan talked me out of the cash-out and into a HELOC. It cost her the bigger commission and saved me about eleven thousand dollars.
Fifteen more, unedited
Yasmin told me to wait five weeks and fix two collections first. That cost him nothing and saved me $154 a month. Nobody else suggested it.
Nia Coleman
Two lenders could not make sense of my K-1s. Hannah read them in one sitting and told me my real qualifying income before I made an offer.
Gregory Mahoney
Amara modeled the deal with a realistic turn cost instead of the appraiser's best case. It still worked, and I trusted the number.
Amara Osei
I had no idea our street was USDA eligible. Zero down, and the whole check took about two minutes on the first call.
Karen Sliwinski
Conditions came in one batch on day nine. My last mortgage had a new request every Tuesday for six weeks. The difference is enormous.
Marcus Bell Jr.
They already had the questionnaire history on my building. What other lenders treated as a three-week problem took them one email.
Sofia Restrepo
Nine properties, four servicers, four renewal dates. Now one payment. I should have done it three years ago.
Thomas Okafor
The break-even was 31 months and they said so plainly. Closing ran a week over because of the second lien subordination.
Rachel Dunne
The builder slipped twice. Keystone paid for one lock extension without being asked because the second delay was partly theirs.
Victor Hsu
They started the assistance application alongside the mortgage instead of after. I closed with almost nothing out of pocket.
Lauren Whitaker
Nine business days to close on an off-market row home. Draw inspections came back inside two days every single time.
Bernard Achebe
Daniel caught that the appraiser had pulled comparables from the wrong side of the township line. Value came back $60,000 higher.
Elena Marchetti
The rehab draws were slower than I hoped around the holidays, but the roof and the heater were financed into the purchase loan.
Justin Park
They showed me the 80 percent month on my schedule at closing. Two years later they called me about it. I had forgotten entirely.
Monique Deveaux
Non-contingent offer accepted over two others. Old house settled six weeks later, bridge paid off, no penalty. Exactly as described.
Owen Brennan
Sample testimonials. Names, places and quotes on this page are written for a demonstration website and do not describe real clients or real transactions.
Want the experience they are describing?
It mostly comes down to conditions arriving once and someone answering the phone. Start with a fifteen minute call.
No application fee. Soft credit pull at pre-qualification. Flat $1,095 origination at closing.
What the reviews are actually about
- Equal Housing Opportunity lender
- In-house underwriting since 2009
- Licensed in PA, NJ, DE and MD
- Fannie Mae and Freddie Mac seller-servicer
- FHA, VA and USDA approved
- 4.9 from 1,284 closed-file surveys
Sample credentials for a demonstration site. NMLS identifiers are placeholders pending the client's licensing details.






